No One Knows Tampa’s Business Community Better

No one knows Tampa’s business community better than The Bank of Tampa. Our commercial banking officers have met the needs of Tampa Bay area clients for an average of more than 20 years. This continuity means that you and your firm will enjoy an efficient partnership with your personal banker for the long run.

Lending Transaction Services Commercial Online Banking Cash Management Services

Association Services International Banking Services Commercial Insurance Services Services for CPAs

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Lending

We offer a variety of lending solutions to assist you in achieving your financial objectives. We can also tailor lines of credit to meet your specific needs.

• Term Loans
• Real Estate Loans
• Small Business Administration Loans
• Lines of Credit
• Equipment Leasing
• Visa® Business Credit Card with Visa Extras Rewards

Real Estate Lending

• Permanent Financing for Income-Producing Properties
• Construction Loans for Commercial Properties
• Construction Lines for Builders

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Transaction Services

• Small Business Checking Account
• Commercial Checking Account
• Commercial Interest Checking Account (for sole proprietors and non-profit organizations only)
• Visa Business Check Card with Visa Extras Rewards

Other Deposit Accounts

• The Bank of Tampa also offers money market accounts, CDs and Simplified Employee Pension (SEP) accounts.

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Commercial Online Banking

With our Commercial Online Banking service, you can access real-time account information and perform the following functions at www.bankoftampa.com:

• View check images
• Transfer funds between accounts
• Access our CheckFree® Web Pay electronic bill payment service
• Request stop payments
• Make loan payments
• Access your Visa Credit Card account online via www.MyCardStatement.com
• Access eStatements
• Initiate wire transfers
• Reorder checks

To enroll in Commercial Online Banking, please contact your account officer or call our Online Banking Department at (813) 998-1950.

Note: We also have TeleBanc, which provides 24-hour banking by touchtone phone at (813) 872-1275.

Cash Management Services

Many of our cash management services are conveniently available through Commercial Online Banking, including:

• ACH Services
• Wire Transfer Services
• Direct Deposit Payroll
• Positive Pay – Positive Pay offers you direct control over the checks clearing your commercial accounts, significantly reducing your exposure to check fraud. With Positive Pay, you can notify us electronically of checks authorized for payment. Each night, we will compare the items presented for posting against your list of issued checks and set aside any exceptions for your review. Using our Commercial Online Banking service, you can view and manage Positive Pay exceptions as they occur and instantly give us your decision on whether to pay the item or return it as unauthorized.
• Business to Business Payments
• Direct Connect to QuickBooks®

Additional Cash Management Services

We’ll help you make the wisest use of time and money using services that facilitate investments, enhance funds availability, and streamline your operating efficiency.

• Sweep Accounts – Move excess checking account funds into a selection of money market mutual funds for overnight earnings. (Note: These products are not FDIC insured.)
• Zero Balance Accounts
• Money Desk Services – We can purchase treasury bills; federal agency discount notes; certificates of deposit over $100,000; commercial paper or tax-exempt notes for your account.
• Lockbox Services
• Escrow Manager – Escrow Manager provides an efficient method for recording and maintaining escrow deposits by establishing one master account that allows you to open and close an unlimited number of sub-accounts.
• Remote Deposit Capture – With our Remote Deposit Capture service, you can make your business deposits electronically by scanning in checks and converting them to electronic images for deposit, presentment and payment, thereby eliminating the need for a trip to the bank.

Securities offered through Florida Investment Advisors are not insured by the FDIC or any other government agency. They are not deposits or other obligations of, or guaranteed by, Florida Investment Advisors or The Bank of Tampa and are subject to investment risk, including possible loss of principal amount invested. Florida Investment Advisors and The Bank of Tampa are subsidiaries of The Tampa Banking Company.

 

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International Banking Services

Our International Banking Department will shorten the distance between your company and key business markets around the world. For more information, please call (813) 872-1236.

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Commercial Insurance Services

Through a joint venture agreement with Baldwin Krystyn Sherman Partners, The Bank of Tampa can help you obtain alternatives to commercial insurance, risk management and employee benefits from a local, boutique firm that operates with the same client-centric approach you know and deserve. With all of the resources and industry specialization of a larger firm, Baldwin Krystyn Sherman Partners designs, implements, and manages holistic insurance solutions for businesses and successful individuals.

Commercial Risk Management

• Property & Casualty
• General Liability
• Professional Liability
• Workers’ Compensation
• Automobile

Employee Benefits

• Medical & Dental
• Long-Term Disability
• Short-Term Disability
• Vision
• Consumer Driven Plans
• Health Savings Accounts

Private Risk Management

• Custom Homes
• Art & Jewelry
• Boats & Yachts
• Aviation
• Vehicles & Car Collections

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Services for CPAs

Why CPAs Choose to Bank with Us
As professionals, CPAs appreciate our banking officers’ knowledge and experience, our willingness to help local business owners seize new opportunities, and our commitment to customized solutions and individual attention. Additionally, we have very meaningful joint referral relationships with our CPA clients and contacts.

Services for Your Business

Services for Your Clients

• Wealth Management – We offer a full spectrum of investment management and trust services. Our staff of knowledgeable professionals have unrivaled experience in helping you and your clients achieve your goals.

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