Services for Medical Practices

Bank of Choice for Over 250 Medical Practices
Benefit Provider for the HCMA

We know your business and specialize in the needs of medical practices. This expertise has also been recognized by the Hillsborough County Medical Association, who has named us as a Benefit Provider. Let us demonstrate the difference that truly individual attention can make. To talk to an experienced, knowledgeable banker who understands your professional and personal financial needs, contact an account officer at any of our nine offices.

Services for Your Practice

• Customized Lending – Whether yours is an existing practice, an emerging practice, a spin-off, or an expansion, our experienced bankers offer customized solutions in a highly responsive manner. All of our decisions are made locally by bankers who have experience meeting the financial requirements of the medical profession. We can help guide your practice with lines of credit tailored to your specific needs, as well as provide you with construction loans, permanent financing for medical offices, and equipment leasing. 
• Commercial Online Banking – With this service, you can make real-time account inquiries and see transaction data as it is being processed. Standard features include access to check images, fund transfers, stop payments on checks, initiation of wire transfer requests, and the ability to import data into Quickbooks® using Direct Connect. Our Commercial CheckFree® Bill Pay service is also available for a nominal monthly fee with unlimited usage.
• Cash Management Services – Enhance funds availability and streamline your operating efficiency using wire transfer and ACH services, Direct Deposit, Lockbox, Positive Pay, and Remote Deposit Capture services.
• Savings and Retirement Plans – We can provide your practice with a full range of products and services, including certificates of deposit, as well as Simplified Employee Pension Plans (SEPs) and profit sharing plans..

Services for Physicians

• Minaret Diamond Account – Our personal relationship account package is free for medical practitioners and features two free checking accounts; free checks and leather covers; Visa® Check Card with special higher purchase and withdrawal limits; Visa Platinum Credit Card with no annual fee and a special low interest rate (subject to credit approval); free Personal Online Banking with CheckFree Bill Pay; surcharge-free ATM transactions at Publix Presto! ATMs; refunds of surcharge fees imposed by other U.S. banks of up to $25 per month; plus many other courtesy services/fee waivers.
• Professional Lending Services – Available is our Prime Home Equity Line of Credit, personal lines of credit, and home mortgages, including construction and lot acquisition loans.
• Wealth Management – As your trusted advisor, we offer a full spectrum of trust and investment services and can match you with every resource you need. Our experienced wealth management professionals are committed to understanding your needs and will work closely with you to achieve your individual financial goals.

Investment products are not insured by the FDIC or any other government agency. They are not deposits or other obligations of, or guaranteed by, The Bank of Tampa and are subject to investment risk, including potential loss of principal.