Safety & Soundness

With the recent turmoil in the financial markets, individuals and businesses in our community are naturally concerned with the safety and soundness of their deposits.

For more than 25 years, The Bank of Tampa has served locally owned businesses and professional firms in our community, helping them grow their companies in good times and weather the inevitable downturns. Our consistent focus on our niche and our conservative, long-term approach has allowed us to avoid the issues now facing some of the financial institutions that have been in the news.

The Federal Deposit Insurance Corporation (FDIC) does not permit a bank to release the “safety and soundness” rating assigned to the bank as a result of periodic regulatory examinations. Therefore, there are a number of independent bank rating services who seek to evaluate the safety and soundness of a bank, based primarily on financial information that is publicly available. While not endorsing or recommending any of these independent rating services, the FDIC provides links to these services on their website at www.fdic.gov. A summary of the ratings assigned to The Bank of Tampa by three of these independent rating services are as follows:

• Bauer Financial, Inc. has assigned The Bank of Tampa a rating of “Excellent.” This rating information is available at no charge at www.bauerfinancial.com.

• IDC Financial Publishing has assigned The Bank of Tampa a rating of “Excellent.” A fee is required to obtain rating information, but can be found at www.idcfp.com.

• Bankrate.com has assigned The Bank of Tampa a rating of “Sound.” This rating information is available at no charge at www.bankrate.com.

Collectively, these independent ratings attest to the safety and soundness of The Bank of Tampa.

If you have any questions or would like to discuss any of your concerns, please do not hesitate to contact us at (813) 998-1999. One of our bank executives will be happy to speak with you.