Bank of Tampa Internal Page - sba

SBA Lending

Contact us icon

For more information about SBA Lending, please contact Kevin Gilligan, Senior Vice President, SBA Director.

We are committed to working with small businesses in Tampa Bay. Partially guaranteed by the Small Business Administration, SBA loans provide an alternative when conventional financing does not fit the needs of a small business. We offer extended terms and lower equity requirements to improve cash flow and business efficiency.

As an SBA Preferred Lending Partner, The Bank of Tampa is able to streamline processing procedures for most SBA-guaranteed loans without additional review by the SBA, enabling us to process your loan seamlessly and quickly. 

The Bank of Tampa offers SBA 7(a) loans ranging from $150,000 to $5 million and higher for SBA 504 loans.

SBA 7(a) Loan Program

7(a) loans are the most common and flexible of the SBA loan programs. Features include:

  • Debt Refinancing

  • Working Capital

  • Machinery and Equipment Purchase

  • Leasehold Improvements

  • Construction Financing

  • Land and Building Purchase

  • Business Acquisition / Partner Buyout

SBA 504 Program

The SBA 504 program is used for capital purchases, including Owner-Occupied Commercial Real Estate and large equipment. Features include:

  • Land and Building Purchase

  • New Construction

  • Facility Renovation or Expansion

  • Equipment Purchase

All loans subject to The Bank of Tampa credit approval.